If your pet is not already spayed or neutralized, reduce the cost of your pet insurance by performing the procedure. Neutralization / sterilization is much more affordable than the cost of handling a litter born from your pet, and most insurance companies will reduce your monthly premium if your pet has “finished”.
In addition, there are many health benefits for a neutered pet so there really is no reason not to go ahead with it. Many charities, homes and even veterinarians will offer discounts or simple payment plans to make the neutralization more affordable.
Microchip is a simple procedure that can provide peace of mind and reduce your pet’s insurance premiums. A small, flexible disc is inserted into the back of your pet’s neck. Your contact information is placed on the disk (also known as “chip”, thus the phrase “microchipping”), and when the disk is scanned, the owner’s details are displayed. This means that it is easier for a shelter or veterinarian to track you if your animal ends up in some way in your possession and diminishes the fear of the insurers offering policies that finance a brochure and a publication campaign in case. Your pet is lost.
- Use sparingly
Realistically, animal insurance should only be used for higher costs that reach hundreds or thousands of dollars / pounds. If your dog has a simple eye infection, for example, with a treatment that costs £ 40 / $ 60, it is better for your policy to pay this yourself instead of claiming insurance.
It may seem to exclude the idea of pet insurance, but keep in mind that your profits will generally be at least £ 25 / $ 40, so you will not lose much realism. It is only when veterinarians’ fees start to be exorbitant if your insurance is requested. Think of it as an emergency fund, rather than a fund for daily expenses. If you require small amounts, your prizes will increase.
- General health maintenance
You should treat your pet with fleas every four weeks and with worms every three months. These are simple and inexpensive tasks that can save you a lot of money in the form of veterinary consultations for what are basically minor complaints.
Try to bathe your pet every time the season changes, so four times a year in total. Check your skin, mouth, eyes, nose and ears thoroughly; The faster you discover a problem, the cheaper the treatment becomes. If the pet is over a certain age, it feeds on a particular diet for each age and changes a diet if the intolerance begins to manifest.
All of the above makes the visit to the vet less likely and therefore less demanding on your policy.
- Indoor cat
Cat owners, if they want to reduce their pet insurance policies immediately, consider transforming their cat into an “indoor” cat. This will reduce your policy as you do not need additional coverage due to the dangers of the outside world and it is generally considered a good step for health. Most cats adapt to indoor cats in the end, so try it.